Alegedly the 1st driver has injuries - not

I hit a car he hit a Jeep and she is claiming injusies.

My claim 1800. There is 25000 coverage and 100, yet I rediced the premium cost by raising my dedectable to 1000. and have 100,000 in physical damage,

How can cars be so flimsy

1,800 and 4 -5 business days  to get this tiny thing repaired.  new bumper??.
maybe door. hood part could be structural  give me a break

it was a tap. So  I have a 1000. dedectable. Does that mean usaa pays farmers
and the other one?

is it better if i just pay for it?

We drive arounf on faith.
There is a frame. and the inside and outside look nice the rest is all plastic strafoam and filler.

I had the fromt bushed taken out totally,   I got tired or trimming them.